Our AI matching algorithm cross-checks your complete financial footprint across 12 crucial parameters to predict bank approvals.
Comprehensive net monthly income, salary credit stability & cash flow assessment.
Complete credit score & history check across CIBIL, Experian, Equifax & CRIF High Mark.
Verification of employer category (Cat A, Cat B, Govt, MNC or Private Ltd).
Business vintage, industry sector, entity type & operational revenue continuity.
Filing regularity checks on GST returns, turnover match & MSME Udyam registration.
Gross total income evaluation, profit margin trends & audit report validation.
6-month banking statement analysis for average monthly balance and cheque bounce checks.
Calculation of Fixed Obligation to Income Ratio (FOIR) and remaining borrowing capacity.
City tier classification, residential status (Owned/Rented) & address stability index.
Live bank database verification to ensure lenders actively service your specific pincode.
Property market valuation, legal title clearance & Loan-to-Value (LTV) limits.
Multi-product eligibility screening across Personal, Home, Business, NRI & LAP loans.
Instant 360-degree diagnostic report delivered in seconds with actionable insights for your loan search.
Single unified bankability rating calculated by our AI algorithm summarizing your overall loan approval strength.
Ranked list of lenders sorted by exact approval probability specifically for your profile and pincode.
Clear breakdown showing which of 6 core loan products (Personal, Home, Business, NRI, LAP, Doctor) you qualify for.
Detailed breakdown highlighting your profile's key approval drivers alongside potential red flags or rejection risks.
Tailored advice on how to improve your score, optimize FOIR, and secure lower interest rates from top banks.
Fastest disbursal path mapping out the best bank, best product, and exact documentation needed before you apply.
Our matching engine cross-checks 11 profile factors against every lender's actual policy. The result is a ranked list — not a generic recommendation. Only banks that serve your pincode appear.
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