@import url('variables.css');

/* Premium Card Base */
.premium-card {
  background-color: rgba(255, 255, 255, 0.75);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.4);
  border-radius: var(--border-radius-card);
  padding: 30px;
  box-shadow: 0 10px 30px rgba(15, 23, 42, 0.04);
  transition: var(--transition-bounce);
  position: relative;
  overflow: hidden;
  height: 100%;
  color: #E2E8F0;
}

.premium-card:hover {
  transform: translateY(-10px);
  background-color: rgba(255, 255, 255, 0.9);
  box-shadow: 0 20px 40px rgba(20, 123, 255, 0.1);
  border-color: rgba(20, 123, 255, 0.2);
}

/* Skeleton Preloader Card Styling */
.skeleton-shimmer {
  background: linear-gradient(90deg, #F1F5F9 25%, #E2E8F0 50%, #F1F5F9 75%);
  background-size: 200% 100%;
  animation: skeletonShimmer 1.5s infinite linear;
  border-radius: 8px;
}

@keyframes skeletonShimmer {
  0% {
    background-position: 200% 0;
  }
  100% {
    background-position: -200% 0;
  }
}

.loan-skeleton-card {
  min-height: 240px;
  pointer-events: none;
}

.loan-skeleton-icon {
  width: 52px;
  height: 52px;
  border-radius: 16px;
  flex-shrink: 0;
}

.loan-skeleton-title {
  width: 65%;
  height: 24px;
  border-radius: 8px;
}

.loan-skeleton-desc {
  height: 16px;
  border-radius: 6px;
}

.loan-skeleton-desc.line-1 {
  width: 95%;
}

.loan-skeleton-desc.line-2 {
  width: 75%;
}

.loan-skeleton-btn {
  height: 38px;
  border-radius: 20px;
}

.loan-skeleton-btn.btn-sm {
  width: 90px;
}

.loan-skeleton-btn.btn-lg {
  width: 110px;
}

/* Loan Card Styling */
.loan-card {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.loan-card-icon {
  width: 60px;
  height: 60px;
  background: rgba(20, 123, 255, 0.06);
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 25px;
  color: var(--primary);
  font-size: 1.75rem;
  transition: var(--transition-smooth);
}

.loan-card:hover .loan-card-icon {
  background: var(--gradient-primary);
  color: var(--white);
  transform: scale(1.1) rotate(5deg);
  box-shadow: 0 8px 20px rgba(20, 123, 255, 0.25);
}

.loan-card-title {
  font-size: var(--font-size-card-title);
  font-weight: var(--font-weight-bold);
  color: var(--dark-color);
  margin-bottom: 6px;
}

.badge-rate-tag {
  font-size: 0.75rem;
  font-weight: 600;
  color: #265DF5;
  background: rgba(38, 93, 245, 0.08);
  padding: 3px 9px;
  border-radius: 6px;
  border: 1px solid rgba(38, 93, 245, 0.15);
  display: inline-flex;
  align-items: center;
}

.badge-amount-tag {
  font-size: 0.75rem;
  font-weight: 600;
  color: #0284C7;
  background: rgba(14, 165, 233, 0.08);
  padding: 3px 9px;
  border-radius: 6px;
  border: 1px solid rgba(14, 165, 233, 0.15);
  display: inline-flex;
  align-items: center;
}

.loan-card-desc {
  font-size: var(--font-size-sm);
  color: #475569;
  margin-bottom: 20px;
  flex-grow: 1;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.loan-card-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semibold);
  color: var(--primary);
  background: none;
  border: none;
  padding: 0;
  transition: var(--transition-smooth);
}

.loan-card-btn i {
  transition: var(--transition-smooth);
}

.loan-card:hover .loan-card-btn {
  color: var(--accent-blue);
}

.loan-card:hover .loan-card-btn i {
  transform: translateX(5px);
}

/* Learn More Link in Loan Card */
.loan-card-learn-more {
  display: inline-flex;
  align-items: center;
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-medium);
  color: var(--gray-medium);
  transition: var(--transition-smooth);
  text-decoration: none;
}

.loan-card-learn-more i {
  font-size: 0.75rem;
  transition: var(--transition-smooth);
}

.loan-card-learn-more:hover {
  color: var(--primary);
}

.loan-card-learn-more:hover i {
  transform: translateX(3px);
}

/* Image Background Overlay Loan Card */
.loan-card-bg-card {
  position: relative;
  overflow: hidden;
  border-radius: 20px;
  background-size: cover;
  background-position: center;
  border: 1px solid rgba(255, 255, 255, 0.15);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.18);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
  min-height: 250px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 24px;
}

.loan-card-bg-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.35);
}

.loan-card-bg-card .loan-card-icon {
  background: rgba(255, 255, 255, 0.18) !important;
  backdrop-filter: blur(8px);
  color: #ffffff !important;
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.loan-card-bg-card:hover .loan-card-icon {
  background: #265DF5 !important;
  color: #ffffff !important;
  transform: scale(1.1) rotate(5deg);
  border-color: #265DF5;
}

.loan-card-bg-card .loan-card-title {
  color: #ffffff !important;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.6);
}

.loan-card-bg-card .loan-card-desc {
  color: rgba(255, 255, 255, 0.9) !important;
  text-shadow: 0 1px 5px rgba(0, 0, 0, 0.6);
}

.loan-card-bg-card .loan-card-learn-more {
  color: rgba(255, 255, 255, 0.9) !important;
  font-weight: 600;
  text-decoration: none;
}

.loan-card-bg-card .loan-card-learn-more:hover {
  color: #ffffff !important;
  text-decoration: underline;
}

.loan-card-bg-card .loan-card-btn-apply {
  background: #265DF5 !important;
  color: #ffffff !important;
  padding: 8px 20px;
  border-radius: 30px;
  font-weight: 700;
  font-size: var(--font-size-sm);
  text-decoration: none !important;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1.5px solid #265DF5;
  box-shadow: 0 4px 15px rgba(38, 93, 245, 0.4);
  transition: all 0.3s ease;
}

.loan-card-bg-card .loan-card-btn-apply:hover {
  background: #1D4ED8 !important;
  border-color: #1D4ED8;
  color: #ffffff !important;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(29, 78, 216, 0.5);
}

/* Benefits (Why Choose Us) Card */
.benefit-card {
  text-align: center;
  padding: 35px 25px;
}

.benefit-card-icon {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background: var(--gradient-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 2rem;
  margin: 0 auto 25px auto;
  box-shadow: 0 10px 25px rgba(20, 123, 255, 0.15);
  transition: var(--transition-bounce);
}

.benefit-card:hover .benefit-card-icon {
  transform: scale(1.15) translateY(-5px);
  box-shadow: 0 15px 30px rgba(20, 123, 255, 0.3);
}

.benefit-card-title {
  font-size: 1.15rem;
  font-weight: var(--font-weight-bold);
  margin-bottom: 12px;
}

/* Blog Card Styling */
.blog-card {
  padding: 0;
}

.blog-card-media {
  height: 220px;
  overflow: hidden;
  position: relative;
  border-radius: var(--border-radius-card) var(--border-radius-card) 0 0;
}

.blog-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-slow);
}

.blog-card:hover .blog-card-img {
  transform: scale(1.08);
}

.blog-card-content {
  padding: 25px;
}

.blog-card-date {
  font-size: var(--font-size-xs);
  color: var(--primary);
  font-weight: var(--font-weight-semibold);
  text-transform: uppercase;
  margin-bottom: 10px;
  display: inline-block;
}

.blog-card-title {
  font-size: 1.15rem;
  font-weight: var(--font-weight-bold);
  color: var(--dark-color);
  margin-bottom: 15px;
  line-height: 1.4;
  height: 2.8rem;
  overflow: hidden;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
}

.blog-card-link {
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semibold);
  color: var(--dark-color);
  transition: var(--transition-smooth);
}

.blog-card-link:hover {
  color: var(--primary);
}

/* Testimonial Card Styling */
.testimonial-card {
  padding: 40px;
  border-radius: var(--border-radius-card);
  box-shadow: var(--shadow-md);
  margin: 15px 5px;
}

.testimonial-rating {
  color: #FFC107;
  font-size: 1rem;
  margin-bottom: 20px;
}

.testimonial-quote {
  font-size: 1.05rem;
  font-style: italic;
  line-height: 1.6;
  color: var(--gray-dark);
  margin-bottom: 25px;
}

.testimonial-user {
  display: flex;
  align-items: center;
  gap: 15px;
}

.testimonial-user-img {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--primary);
}

.testimonial-user-name {
  font-size: 0.95rem;
  font-weight: var(--font-weight-bold);
  color: var(--dark-color);
  margin-bottom: 2px;
}

.testimonial-user-role {
  font-size: var(--font-size-xs);
  color: var(--gray-medium);
  margin-bottom: 0;
}

/* FAQ Accordion Styling */
.faq-accordion-wrapper {
  max-width: 800px;
  margin: 0 auto;
}

.faq-accordion-item {
  background-color: var(--white);
  border: 1.5px solid var(--gray-light);
  border-radius: var(--radius-md);
  margin-bottom: 16px;
  overflow: hidden;
  transition: var(--transition-smooth);
}

.faq-accordion-item.active {
  border-color: rgba(20, 123, 255, 0.15);
  box-shadow: var(--shadow-md);
}

.faq-accordion-header {
  width: 100%;
  background: none;
  border: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 28px;
  font-size: 1.05rem;
  font-weight: var(--font-weight-semibold);
  color: var(--dark-color);
  text-align: left;
  cursor: pointer;
  transition: var(--transition-smooth);
  outline: none;
}

.faq-accordion-header:hover {
  color: var(--primary);
}

.faq-toggle-icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background-color: var(--gray-light);
  color: var(--gray-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  transition: var(--transition-smooth);
}

.faq-accordion-item.active .faq-toggle-icon {
  background-color: var(--primary);
  color: var(--white);
}

.faq-accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease-in-out;
}

.faq-accordion-content {
  padding: 0 28px 24px 28px;
  font-size: var(--font-size-sm);
  color: var(--gray-medium);
  line-height: 1.7;
}